The Personal Information which you may provide to PHL and/or which PHL may collect as part of the information provided is or could be of the following nature:
Your name, email address, location;
Your passwords, financial information (e.g., bank account, debit/credit card details), physical, physiological or mental health condition, sexual orientation, medical records and history or biometric information; or
Any other Personal Information communicated or disclosed to PHL by you.
You acknowledge that the collection and use of Personal Information is essential for the business operation of PHL.
You may at any time withdraw Your consent to the collection, storage, use, disclosure, transfer, of the Personal Information by PHL, by addressing a written communication to this effect to the contact address of the Grievance Officer specified below and we will take steps within a reasonable time. However, You agree and acknowledge that in the event that You choose to withdraw your consent, PHL shall be entitled to refrain from entering into a business relationship with you.
PHL may contract with the service providers to perform functions or services on its behalf for the purpose of PHL’s business operation. Such service providers may have limited access to your Personal Information needed to perform their functions, but are restricted from using your Personal Information for purposes other than providing services for PHL or to PHL. PHL shall ensure on reasonable commercial efforts basis that its service providers that have limited access to Personal Information to provide the services or perform their function for PHL or to PHL, are subject to the same level of privacy protection as is required by the relevant Indian Laws.
To manage business operations of PHL, PHL may need to process, store or transfer your Personal Information to a service provider’s cloud platform which PHL has subscribed to. Therefore, PHL informs you that your Personal Information if collected by PHL, which you provided to PHL or that it otherwise acquired in the course of the ordinary activity, through e-mail or any other mode of electronic communication or otherwise may be processed, stored or transferred at a service provider’s cloud platform and you expressly authorize for such process, transfer or storage, in India and outside India.
PHL shall exercise reasonable commercial endeavors for the prevention of the unauthorised disclosure of the Personal Information provided by you. PHL cooperates with mandated government and law enforcement agencies or to any third parties by an order under law for the time being in force to enforce and comply with the law. We will disclose Personal Information to government or law enforcement officials in accordance with applicable laws or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process, to protect the property and rights of PHL or a third party, to protect the safety of the public or any person, or to prevent or stop any illegal, unethical or legally actionable activity.